Access the Best Insurance Companies in North Texas Through One Local Agent

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From individual PPO plans to Commercial Auto fleets, we protect what matters most in North Texas. Tell us a little bit about yourself, and we'll craft a custom policy that fits your life and budget perfectly.

Trusted North Texas Coverage

Partnered with top-rated carriers to ensure you get the reliable protection you deserve.

Fast & Easy Quote Process

Get your customized quote in minutes without the hassle of endless paperwork.

By submitting this form, you agree to our privacy policy and consent to be contacted regarding your insurance inquiry. We take your privacy seriously and never sell or share your information. This will only be used by our agents and strictly for finding you an awesome insurance quote.

Insurance Companies

Don't see your carrier? We work with dozens of others not listed here. Contact us to see if we can improve your current coverage.

Why Choose an Independent Agent?

The advantages of partnering with a local, licensed broker in Plano and Dallas.

More Carrier Choices

We give you direct access to a massive network of top-rated insurance providers instead of forcing you into just one corporate brand. This translates directly to broader options, better rates, and a policy tailored precisely to your budget.

Dedicated Local Support

Enjoy personalized policy reviews, clear communication, direct claims guidance, and rapid response times. Having an expert broker on your team means you talk to a real person in your area whenever you need assistance.

Finding you the right coverage is our only focus. Because we work exclusively for you—not a single insurance company—we remain completely objective and never try to push you into a limited, one-size-fits-all option.

You Are Our Priority

Serving families and businesses throughout Dallas, Plano, and the entire DFW Metroplex

Ready to Compare the Best North Texas Carriers?

Stop spending hours calling individual captive companies for separate quotes. Our team does the heavy lifting for you—shopping your auto, home, condo, health, life, or business policies across our entire network to find the best rates in Plano and Dallas.

We systematically analyze coverages from a diverse panel of top-tier insurance partners to secure best premium rates and comprehensive coverage options tailored exclusively to your unique lifestyle or commercial operations. By acting as your dedicated local broker, we eliminate the traditional friction of insurance shopping, giving you a single point of contact for expert risk placement and proactive annual policy reviews here in the DFW Metroplex.

Your One-Stop DFW Agency

Auto | Home | Condo | Health | Life | Business

Frequently asked questions

Common questions about our Insurance Plans.

What is the difference between a captive agent and an independent agent?

The main difference is choice. A captive agent (e.g., State Farm, Allstate) can only offer policies from one insurer, limiting your options to their specific products. Conversely, an independent agent partners with multiple carriers, allowing them to compare coverage, price, and value to find the best fit for your unique situation.

How often should I review my coverage with you?

It is recommended to review your policies with an independent agent at least annually or whenever you experience major life changes, such as moving, buying a home, or starting a business, to ensure you remain adequately protected.

How does an independent agent get paid?

Independent agents are paid commissions and fees directly by the insurance companies whose policies they sell, not by you. These commissions typically range from 6% to 12% of the policy premium.

Do I still work with the insurance company once I have a policy?

Yes, you remain a customer of the insurance company (e.g., Progressive or Travelers), but the agent becomes your primary point of contact. You will still receive official bills and policy documents from the carrier, but you should call your agent first for advice on coverage tweaks, life changes, or potential claims.

Can you bundle my home and auto insurance?

Yes, independent agents can bundle policies, even from different companies to get the best price, which often results in significant discounts for you.

Will you help me if I need to file a claim?

One of the primary advantages of an independent agent is having an advocate every step and during a claim. Unlike buying direct, where you deal with a call center, your agent can guide you through the claim process.

Is it more expensive to use an agent than to buy directly online?

Generally, no. Independent agents typically do not charge you extra for their services, as their compensation is built into the policy by the carrier. In many cases, they can find better value or lower premiums by shopping across multiple carriers—including smaller regional companies that don't sell directly to the public.

Explore Related Services

Group Health Insurance

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Commercial Auto

Get coverage for vehicles used for business purposes with protection against damages and liabilities that may arise from accidents involving company vehicles.

Life Insurance

Secure your family's financial future with Term, Whole Life or IUL

Insurance Crib Insurance Agency Plano, Dallas & North Texas

We are an independent insurance agency offering auto, home, health, life, general liability, business and commercial auto insurance.

We serve families, businesses and commercial clients throughout the DFW Metroplex, including Plano, Dallas, Wylie, Frisco, Allen, and Richardson. As an independent broker, we shop and compare coverage options across multiple insurance carriers to find the right policy for your specific needs.

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